Still, with a score range of 400-900, the recipient’s 797 ranking represents a low credit risk, probably undeserving of a one line limit. During times of economic distress, telecom and energy bills often get paid later than mortgages, auto loans, and credit cards. It was designed to predict the likelihood you will pay utility and cable bills on time and in full. The TEC Connect 2.0™ “risk model” stands for “T”elecommunications, “E”nergy, and “C”able, and was created exclusively for utility and telecommunications companies. Spectrum Mobile is relying on a special credit risk management product to score its customers. In practical terms, the letter means this Reddit contributor will be limited to just one line of service on his account. Experian will not be able to provide you with any information relating to Spectrum Mobile’s decision or any other Spectrum policies, devices, and/or services. The terms we are offering may be less favorable than the terms offered to customers who have a better credit score. This decision was made solely by Spectrum Mobile though such decision was based on the information supplied by Experian, a consumer reporting agency. When you inquired about our device(s) and mobile service(s), we evaluated your credit score of 797 and determined we can only offer you a limited number of our available devices for purchase. Spectrum Mobile customers who sign up for cell service can expect an inquiry about their creditworthiness, and some customers with near-perfect FICO scores are embarrassed to discover Spectrum considers them too risky, thanks to an Experian credit scoring model developed specifically for utilities, phone and cable companies. Phillip Dampier Charter Spectrum, Consumer News, Wireless Broadband 2 Comments
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